As of February 2024, our Chime bonus link will give you a free $100 for new users who sign up and receive a payroll direct deposit of $200 or more within the first 45 days of opening a new Chime Spending account.
How to Sign Up for Chime Back and Get Your $100 Bonus
Signing up for Chime bank is easy, here is how:
- Go to the Chime bank website using our $100 sign up bonus link (click here)
- Enter your email
- After that, Chime will ask you for personal information such as your name, address, SSN, etc. This is the type of info any bank requires, so it’s totally normal to provide this info to open a bank account.
- At the end, you’ll get to double check your info. Make sure it is all correct.
- Click “Apply Now”
- That’s it! You’ve successfully applied for a Chime bank account. If approved, you’ll get your $100 sign up bonus if you have a direct deposit of at least $200 within the first 45 days since you used our Chime $100 referral link.
Why Chime is a good bank
Get paid up to 2 days early with direct deposit
Probably one of the most popular features that come along with a Chime bank account is that when you setup a direct deposit, you’ll be able to receive your paycheck up to two days early. The best part? This is at no charge and totally complimentary for Chime bank users.
Zero hidden fees
A lot of traditional banks are sneaky and will have hidden fees for things you might of not of even thought of. With Chime, you can be assured you won’t incur any of those sneaky hidden fees. Just as an example, this includes things like no international transaction fees, no opening deposit required, no minimum balance requirements, and no monthly fees.
The best part of the zero hidden fees part of Chime? They have partnered with 38,000+ ATMs worldwide to provide fee-free ATM usage!
Makes saving easy
Chime has both a checking (Spending) and savings account, both of which are totally free and amazing to use together. For example, you can setup things like having 10% of your direct deposit be automatically added to your Chime savings account when you receive it. You can also setup to have each transaction round up to the nearest dollar and save that change right into your savings account also. If you have trouble with saving, Chime makes it super easy without ever having to transfer money yourself.
Chime bank is probably one of my most favorite banks in general, and definitely wins for online banks. The fact that they have no hidden fees, no minimum account balance requirements, have amazing savings features, 38,000+ free ATMs, and will even give you your direct deposit 2 days early is just amazing.
If you haven’t signed up yet, don’t forget to sign up by visiting our Chime bank referral link to get your $100 referral bonus!
Dustyn FergusonDustyn is a personal finance aficionado and the founder of Dime Will Tell where he writes about the experiences he's had with saving money, being debt-free, and building side hustles. He's been featured as an expert resource in publications like Huffington Post, Go Banking Rates, & Reader's Digest.
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